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BAH Calculator

Enter your duty station, pay grade, and dependency status below to lookup your 2025 BAH rates.

Understanding Your Basic Allowance for Housing with the BAH Calculator

Navigating a PCS (Permanent Change of Station) or planning your housing budget? Use our BAH Calculator to look up your Basic Allowance for Housing (BAH) rates for 2025. Whether you’re stationed at any U.S. military base, knowing your BAH can help you plan for housing costs effectively.

What is BAH and How Does It Work?

The Basic Allowance for Housing (BAH) is a monthly allowance provided by the Department of Defense (DoD) to help military members cover housing costs when government quarters aren’t available. According to the Joint Travel Regulations (JTR), BAH rates vary based on:

  • Duty Station: Rates reflect local housing costs at your assigned base.

  • Pay Grade: Higher ranks receive higher rates (E-1 to E-9, W-1 to W-5, O-1E to O-7).

  • Dependency Status: Members with dependents receive higher rates than those without.

How to Use the BAH Calculator

Our BAH Calculator makes it easy to estimate your housing allowance. Follow these steps:

  1. Select your duty station from the dropdown menu.

  2. Choose your pay grade (e.g., E-4, O-3, W-2).

  3. Indicate if you have dependents (Yes/No).

  4. View your estimated BAH rate for 2025, along with historical trends and a breakdown by rank.

Why BAH Rates Matter for Military Members

Your BAH rate directly impacts your ability to secure housing near your duty station. Rates are set annually by the Defense Travel Management Office (DTMO) and reflect local rental markets, ensuring you’re fairly compensated for housing costs.

Tip: BAH rates are tax-free and adjusted yearly. Always check the latest rates before signing a lease or purchasing a home.

Tips for Maximizing Your BAH Allowance

When planning your housing with BAH, consider the following:

  • Location Research: Explore housing options near your base. Rates often reflect local market trends, which may rise over time.

  • Dependency Updates: Ensure your dependency status is up-to-date in DEERS to receive the correct BAH rate.

  • Budget Wisely: Use your BAH to cover rent or mortgage payments, but also account for utilities and other expenses not covered by the allowance.