Navy Bases Florida

NSA Panama City

NSA Panama City PCS Guide

NSA Panama City in Panama City, Florida, is a key U.S. Navy installation supporting research, development, and training for naval operations. The base is home to the Naval Surface Warfare Center and offers both on-base and off-base housing options, with access to quality schools and Gulf Coast amenities. NSA Panama City is known for its specialized diving and salvage training and has a solid reputation for innovation and mission support.
Panama City, Florida
Established
July 1, 1945
Primary Mission
Naval research, development, and training
Home to
Naval Surface Warfare Center Panama City Division
Population
Approximately 2,000 military and civilian personnel
Nearest Major City
Panama City
Notable Feature
Specialized diving and salvage training programs

Military Base History

U.S. Navy Mass Communication Specialist 2nd Class Kyle Merritt, Naval Support Activity Panama City Public Affairs officer, interviews Thad Mapledoram, NSA Panama City fire chief, during a media training event at Tyndall Air Force Base, Feb. 22, 2024. Commanders and senior enlisted leaders were...

NSA Panama City began as the U.S. Navy Mine Countermeasures Station in 1945 to support mine warfare research and training after World War II. Its original mission focused on developing and testing technologies to detect and neutralize naval mines, a critical need highlighted by wartime experiences.

The base’s coastal location in Florida provided ideal conditions for specialized work in mine countermeasures. This setting allowed researchers and naval personnel to conduct realistic experiments and training exercises in an environment similar to operational theaters.

Throughout the Cold War, the installation expanded its capabilities by adding new laboratories, test ranges, and support facilities. The base became home to the Naval Surface Warfare Center Panama City Division (NSWC PCD), which played a key role in advancing mine countermeasures, amphibious warfare systems, and diving technology.

These innovations supported U.S. naval operations globally, especially during periods of heightened tension. The technologies developed at the base enhanced the Navy’s ability to respond to evolving threats and maintain maritime superiority.

In 2003, the base was officially designated Naval Support Activity (NSA) Panama City, reflecting its broader support role for multiple tenant commands. Over time, it has hosted units such as the Navy Experimental Diving Unit and the Center for Explosive Ordnance Disposal and Diving.

The installation also supports joint and interagency missions, working with the Coast Guard and other partners. This collaboration enhances national security and ensures a coordinated response to maritime challenges.

Today, NSA Panama City remains a hub for research, testing, and training in mine warfare, diving, and amphibious operations. It contributes to national security and the local economy, employing thousands of military, civilian, and contractor personnel.

The base’s evolution from a single-mission site to a multi-faceted support activity highlights its enduring importance to the U.S. Navy and the region. Its ongoing work ensures readiness and innovation for future maritime operations.

Major Units & Training Programs

Navy Diver 1st Class Nikolaus Powell, lead petty officer of Training Team 1, Fleet Diving Division, and a native of Napa, California, trains the next generation of Navy divers at the Naval Diving and Salvage Training Center on Naval Support Activity Panama City, Florida.

Major Units

Naval Surface Warfare Center Panama City Division (NSWC PCD)

NSWC PCD is a major research, development, test, and evaluation (RDT&E) center focused on littoral warfare, mine countermeasures, diving and life support, and special warfare systems for the U.S. Navy.

Center for Explosive Ordnance Disposal and Diving (CENEODDIVE) Detachment Panama City

This unit provides specialized training and support for Navy explosive ordnance disposal (EOD) and diving operations, supporting both fleet readiness and specialized missions.

Training Schools

Navy Diving and Salvage Training Center (NDSTC)

Overview

NDSTC is the primary training facility for Navy, Army, Air Force, Marine Corps, and Coast Guard divers, covering basic to advanced military diving, salvage, and underwater construction.

Course Length

6 weeks to 6 months (varies by course)

Who Attends

Navy and other service divers, EOD technicians, diving officers

Arrival & In-Processing

Builder 3rd Class Amanda Miller, Equipment Operator 3rd Class Jeremy Gates, and Steelworker Constructionman Claude Ravenell install form work and take measurements in preparation for a concrete pour. Naval Mobile Construction Battalion (NMCB) 74 Detail (DET) Panama City Beach (PCB) is in the...

Welcome to NSA Panama City! Careful preparation will help you and your family enjoy a smooth arrival and check-in experience. Review all requirements and steps ahead of time to avoid delays. For the latest updates and resources, visit the official NSA Panama City website.

PCS & Relocation Essentials

Tressi Werdebach, Army Personal Property Lead Element quality assurance inspector, checks packing quality and inventory items on an inspection. (Courtesy photo)

NSA Panama City welcomes incoming service members and families with a streamlined PCS process. Start by reviewing your orders and contacting the base Transportation Office to discuss your move options. Most personnel choose between a Household Goods (HHG) shipment or a Personally Procured Move (PPM), sometimes called a DITY move. Each option offers flexibility depending on your preferences and timeline. Use the Defense Personal Property System (DPS) at move.mil to schedule and track your shipment. This is the official DoD system for managing all military moves.

Temporary Lodging Expense (TLE) helps cover hotel costs while you secure permanent housing. You can also claim a Dislocation Allowance (DLA) to offset relocation expenses. Make sure to keep receipts and track expenses. These entitlements are designed to ease the financial burden during your transition. For detailed guidance, connect with your local Transportation Office or visit official DoD sites.

Temporary Lodging Information

Up to 10 days

Temporary Lodging Expense (TLE) allowance

Local Transportation Office
Contact the Base Transportation Office at (850) 234-4644

PCS Tips

  • Request a sponsor as soon as you receive orders.
  • Keep all important documents (orders, IDs, receipts) in a secure, easily accessible folder.
  • Contact the Transportation Office early to discuss move options and timelines.
  • Take photos of your belongings before pack-out for insurance purposes.
  • Understand your weight allowance to avoid excess costs.
  • Book temporary lodging at NSA Panama City as soon as possible—spaces fill quickly in peak season.
  • Plan for pets early; review base pet policies and local housing options.

Important Forms & Links

DPS Login (move.mil)

Access the Defense Personal Property System to manage your move.

DoD Allowances & Per Diem Rates

Check your TLE, DLA, and other allowance rates.

Military OneSource PCS Resources

Comprehensive PCS support, checklists, and counseling.

DLA Calculator

Estimate your Dislocation Allowance before your move.

Housing Options

NSA Panama City does not have privatized housing; most personnel rely on community rentals or homes in the greater Panama City area. The Military Housing Office (MHO) assists with local rental listings and the Rental Partnership Program (RPP), which can help reduce move-in costs. On-base housing is limited and typically reserved for key personnel or those with special circumstances. The BAH rate for an E-5 with dependents in Panama City, FL, is about $2,154 per month in 2025. Use our BAH Calculator to estimate your specific allowance. Expect moderate competition for rentals, especially near the beach or top-rated schools, and plan for possible waitlists in peak PCS season.

BAH Rates (2025)

Status E1 E2 E3 E4 E5 E6 E7 E8 E9 W1 W2 W3 W4 W5 O1E O2E O3E O1 O2 O3 O4 O5 O6 O7
With Dependents $2,064 $2,064 $2,064 $2,064 $2,154 $2,430 $2,532 $2,637 $2,766 $2,448 $2,574 $2,706 $2,793 $2,895 $2,544 $2,688 $2,805 $2,196 $2,427 $2,703 $2,928 $3,084 $3,111 $3,132
Without Dependents $1,719 $1,719 $1,719 $1,719 $1,878 $1,974 $2,064 $2,214 $2,289 $2,046 $2,211 $2,301 $2,448 $2,553 $2,151 $2,271 $2,421 $1,971 $2,130 $2,328 $2,532 $2,589 $2,688 $2,736

On-Base Neighborhoods

NSA Panama City Family Housing

NSA Panama City Family Housing offers a small number of single-family homes and duplexes. Units feature modern kitchens, garages, and fenced yards. Amenities include a community playground and quick access to base services. Availability is limited, so most families use off-base housing.

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Off-Base Areas

Lynn Haven

15-20 minutes $2,000-$2,500/month for a 3-bedroom house

Lynn Haven is popular for its quiet, suburban feel and strong public schools. Many military families choose it for parks, shopping, and a safe, family-friendly vibe. Commute is direct and manageable, but rents trend higher for newer homes.

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Panama City Beach

20-30 minutes $2,200-$2,800/month for a 3-bedroom condo or townhouse

Panama City Beach offers a vibrant coastal lifestyle, with easy access to the Gulf, restaurants, and entertainment. Housing is a mix of condos and townhomes. Expect higher rents and summer tourist traffic, but the beachside amenities are a major draw.

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Callaway

15-18 minutes $1,800-$2,200/month for a 3-bedroom house

Callaway provides affordable rents and a relaxed pace. The area features newer subdivisions, shopping centers, and quick routes to base. It’s favored by families seeking value and convenience, though nightlife and dining options are limited.

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St. Andrews

10-15 minutes $1,900-$2,400/month for a 2-3 bedroom bungalow or townhouse

St. Andrews blends historic charm with a lively waterfront district. It’s close to base, walkable, and features unique shops, local eats, and parks. Expect a mix of renovated homes and older bungalows; the area appeals to singles and small families.

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Lodging Options

NSA Panama City offers several temporary lodging options for military personnel and families on PCS or TDY orders. Demand is high during peak PCS season—book as early as possible to secure your preferred dates. Typical stays in Temporary Lodging Facilities (TLFs) are capped at 30 days, with extensions possible if space allows. Priority is given to incoming and outgoing personnel on official orders. Pet-friendly rooms are limited in on-base lodging. Request a pet room when booking and confirm availability before arrival. Off-base hotels often offer military rates and may have more pet-friendly options.

On-Base Lodging

Navy Lodge Panama City

The Navy Lodge Panama City provides spacious rooms and family suites with kitchenettes, free Wi-Fi, and daily continental breakfast. Eligible guests include active duty, reservists, retirees, and DoD civilians on orders. Limited pet-friendly rooms are available; request at booking. On-site laundry and playground make it family-friendly.

Contact: (850) 234-4217

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Navy Gateway Inns & Suites (NGIS) Panama City

NGIS Panama City offers standard rooms and suites for TDY, PCS, and leisure travelers. Amenities include free Wi-Fi, kitchenettes in select rooms, and a business center. Pet rooms are not standard; call for availability and restrictions. Eligible guests are military and DoD-affiliated travelers.

Contact: (850) 636-7500

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Nearby Off-Base Hotels

Candlewood Suites Panama City Beach Pier Park

8 miles / 15 min drive

Offers government/military rates. All suites have full kitchens. Pet-friendly with fee. Free laundry and Wi-Fi. Close to shopping and restaurants.

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La Quinta Inn & Suites by Wyndham Panama City Beach

6 miles / 12 min drive

Known for military-friendly rates. Pet-friendly with no extra fee for most pets. Free breakfast and Wi-Fi. Quick drive to main gate.

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Hampton Inn Panama City Beach

7 miles / 13 min drive

Offers military discounts. Free hot breakfast, Wi-Fi, and parking. Pet-friendly rooms available for a fee. Easy access to beaches and base.

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Schools & Childcare

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NSA Panama City families rely on local public schools, as there are no DoDEA schools on base. The Bay District Schools system serves most military-connected children in the area, offering a range of academic and extracurricular programs. Families moving to NSA Panama City can count on the School Liaison Officer (SLO) for support. The SLO helps with school transitions, special education questions, and connecting families to local resources. Contact the SLO early for personalized guidance and enrollment tips.

Childcare Options

Child Development Center (CDC)

Ages: 6 weeks - 5 years

The on-base CDC provides full-day care, part-day preschool, and hourly care. The program is NAEYC-accredited, ensuring high-quality early learning and a safe, nurturing environment.

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School Age Care (SAC) Program

Ages: Kindergarten - 12 years

SAC offers before- and after-school care, holiday camps, and summer programs for school-age children. Activities focus on homework help, recreation, and social development. The program meets DoD standards for quality and safety.

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Family Child Care (FCC) Program

Ages: 4 weeks - 12 years

FCC providers offer home-based care in a small group setting, ideal for families seeking flexible hours or sibling care. All providers are certified and monitored by the Navy for quality and safety.

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Local Schools

Bay District Schools

Public School

Bay District Schools is the main public district for NSA Panama City. The district receives solid marks for its STEM and arts programs, and several schools have earned above-average ratings on GreatSchools.org. Families appreciate the district's military-friendly atmosphere and robust support services.

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Patronis Elementary School

Public School

Patronis Elementary is a highly-rated public school near NSA Panama City. It boasts strong test scores and a welcoming community. GreatSchools.org rates it 9/10, noting its excellent academics and enrichment options.

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Surfside Middle School

Public School

Surfside Middle School is known for its safe environment and dedicated staff. The school offers advanced coursework and clubs. It receives positive reviews from both parents and students on Niche.com and GreatSchools.org.

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Arnold High School

Public School

Arnold High School offers a wide range of AP courses, career academies, and extracurriculars. The school is recognized for its athletics and college readiness programs. It maintains a solid reputation on state and parent review sites.

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